RSS

SOLD: 2219 35 Avenue NE, $899,000

SUBJECT PROPERTY, IN ONE OF THE MORE CONVENIENTLY LOCATED COMPLEX WITH FANTASTIC EXPOSURE, THIS UNIT COMES WITH 4096 SQ. FT., RECTANGULAR MEASUREMENT OF 32X128, ONE BACK LANE DRIVE THROUGH APP. 10'X14' DOOR, PRESENTLY BEING USED FOR OWNER-USER WHOLESALE DRY GOODS BUSINESS FOR LAST 21 YEARS. SELLERS WOULD LIKE TO SELL THIS CONDO BAY AND A LEASE-BACK FOR 6 MONTHS. NO DISAPPOINTMENT FOR ITS LOCATION AND THE INTERIOR CONDITION. CALL YOUR FAVORITE AGENT FOR SHOWING APPOINTMENTS. DO NOT APPROACH THE STAFF. ALL INFORMATION IS TO BE VERIFIED.

Read

二月份房地产市场--- 复苏之路还是很坎坷的!

卡尔加里二手房市场价格波动不大,但是成家量下滑 2018年三月一日 民宅在二月份成交量下降,但是由于新上市房源也相应减少,所以总体价格波动不大。

本月共成交1.094单元,比2017年同期减少了18%!各个房地产产品段成交量都减少了,超过了一月份的成交量涨幅,所以前两个月加起来,成交总量比长线均值低! "房地产总体状况仍然受贷款利率提高、以及贷款申请条件变动的影响,预计这个过程是会有波波砍砍的,毕竟需求带动整个市场引领政策的调整",房地产局首席经济学家Ann-Marie Lurie讲到。 "然而,大家一定要注意到目前还是政策变化的早期,政策的调整对于价格的影响最终还是依赖卖方的打法变动。"

新挂牌量的下降并不足以抑制总体供给房源量的增加,但是它们还是相应抵消了成交量减少的负面影响。独立屋房屋产品段,60-100万的房源是成交量下滑最厉害的,很惨的是这一区域新挂牌的房源确是增幅最多的。(那个价位段的卖家几乎也不再想等了,等啥?不卖、出租?价格啥时候会再回复到2007-2008年或者2014年的短暂辉煌??) "目前的市场很严峻,卖家们必须明白定价准确才是成功销售的基石。同时,准备充分的买家们都清晰地知道自己到底能够购买那个价位段以内的房屋"房地产局主席Tom Westcott提到。 "伴随着近期贷款政策的调整,潜在买家们应该提前拿到pre-approvals函件,这样能够在出offer以前就了解自己究竟能够承担得起什么样的价位,同时买家们也可以依据市场状况作出相应调整。"

整个城市范围内二月份市场基准价为 $434,300, 比上个月稍微高一点儿,和2017年同期没什么区别。从年初至今,独立屋、连体房屋价格都相对稳定,公管公寓市场比去年同期降低3%。 

更多卡尔加里房地产资讯,请查看链接。

Read

The Latest Auburn Bay Real Estate Market Report – February 2018

Auburn Bay Real Estate Market Report

February 2018 presented a dynamic landscape for the Auburn Bay community in Calgary, as the real estate market demonstrated resilience amid seasonal fluctuations. Known for its picturesque lake, family-oriented amenities, and active community spirit, Auburn Bay continues to attract a diverse array of homebuyers.

Market Overview: In February, Auburn Bay recorded 20 home sales, a slight increase from 18 sales in January. The average sale price for homes reached approximately $520,000, reflecting a steady demand and gradual appreciation in property values. This trend indicates that buyers are increasingly recognizing the community’s value, particularly as spring approaches.

Inventory and Trends: The market currently features 38 active listings, offering a variety of options, including single-family homes, townhouses, and condos. Homes are selling at an average of 30 days on market (DOM), which suggests a balanced market. Properties that are well-maintained and priced competitively are attracting significant interest and often resulting in quick sales.

Community Insights: Auburn Bay’s appeal lies in its extensive recreational opportunities, including the popular lake for swimming and boating, as well as numerous parks and pathways that encourage outdoor activities. The community fosters a strong sense of belonging, hosting events and gatherings that enhance resident engagement. Additionally, proximity to schools, shopping centers, and dining options contributes to the overall desirability of the area.

Looking Ahead: As we move into March, the Auburn Bay real estate market is expected to gain momentum. The arrival of spring typically brings increased buyer activity, creating opportunities for sellers. Buyers should be prepared for competition, especially for well-priced homes. Overall, Auburn Bay continues to stand out as a vibrant community within Calgary’s real estate landscape, offering an appealing lifestyle and solid investment potential.

Contact us for a Free Home Evaluation.

For the latest community market report, SIGNUP HERE.

Read

Best Private Elementary Schools in Calgary

#1. Calgary French & International School - Rating: 9.7 Calgary French & International School - Best Private Schools in Calgary This Calgary private school has emerged as one of the top French immersion schools in Alberta, attributing its success to its ability to respond to the different interests and needs of every student. Calgary French & International School adopts a strong global perspective and cultivates peace through teaching UNESCO values in every grade. This private school ensures high quality instruction in both Spanish and French languages by hiring the best teaching staff globally. It maintains a student to faculty/classroom ratio of 8:1 and strives to generate cross-cultural and first-hand experiences for every student using the UNESCO framework of values. Visit Calgary French & International School to learn more about what this top rated Calgary private school has to offer.

#2. Master's Academy & College - Rating: 9.6 Founded in 1997, Master's Academy is an innovative K-12 private school in Calgary which envisions exceeding beyond academic excellence. It equips students to be creators, innovators and leaders of change in the 21st century. It has earned international attention for its initiatives in transitioning education from the Industrial Age into the spectrum of the 21st century. Students consistently exceed standards of excellence in provincial standardized tests and this private school helps them prepare for the future. Visit Master's Academy & College to learn why this Calgary private school ranked so well.

#3. Clear Water Academy - Rating: 9.5 Established in 1995, Clear Water Academy's mission is to provide the best quality education and produce Integrally Formed Christian leaders, with conviction for truth and commitment to establish a society of Christian values which are not only taught, but also practiced. With the adoption of the Integral Formation® method of education, its students are trained with a balanced educational and spiritual foundation. This Calgary private school educates and guides students to become future leaders needed to change society. Visit Clear Water Academy to learn more about this Calgary Christian school.

#4. Webber Academy - Rating: 9.4 Incorporated in 1997, this Calgary private school is a non-profit institution recognized as a charitable organization. Its mission is to equip its students to thrive even beyond the university by enhancing an environment with a high sense of achievement, service and right behaviour. It prepares students to be responsible citizens in their own communities and to society as a whole. Located in southwest Calgary, overlooking the mountains and foothills, it is complete with a Kindercentre, main campus building, two huge gymnasiums, a Performing Arts Centre with a 500-seat theatre, modern High School Science Centre, a soccer field and a 400-meter running track. Visit Webber Academy to learn more about this private school in Calgary.

#5. River Valley School - Rating: 9.3 This private school in Calgary is uniquely established to discover what motivates and encourages students to bring out the best in themselves, academically and emotionally. River Valley School nurtures and develops the natural love for learning in every child, to instill in them the core of their person and identity. It considers every child as unique – not coming out from one box or fitting in same mold. This private school in Calgary develops not only the minds but also the character of its students. The teaching staff of this private school is warm, genuine and dedicated to the commitment of a quality education. Visit River Valley School to learn more about this private school in Calgary.

Read

Best Private High Schools in Calgary

#1. Rundle College Senior High School – Rating: 10 Rundle College Senior High School - Best Private Schools in Calgary Established in the summer of 1985, this private school in Calgary is committed to focus on its aim for excellence, a safe and caring environment and an enriched individualized learning for students. Rundle College Senior High School adopts a strong culture that enhances academic and personal achievement by creating an environment with high standards of care, supervision and respect. It provides educational opportunities to a wide cross-section of students by maintaining tuition fees at a competitive level, with no required membership fees, bonds or other major fund-raising obligations. Rundle College Senior High School helps students discover their full potential, challenges them to bring out their best, then celebrates with and awards them when they do. Visit Rundle College Senior High School to know more about this private school in Calgary and how it topped the rankings.

#2. Webber Academy – Rating: 10 Webber Academy - Best Private Schools in Calgary This Calgary private school was incorporated in 1997, with the aim for students to thrive even beyond the university. Webber Academy is a non-profit institution now recognized as a charitable organization. It is located in southwest Calgary with a perfect setting overlooking the mountains and foothills. Facilities include a Kindercentre, main campus building, two huge gymnasiums, a Performing Arts Centre with a 500-seat theatre, modern High School Science Centre, a soccer field and a 400-meter running track. It creates an enhancing environment with a high sense of achievement, service and right behaviour, preparing students to be responsible citizens in their own communities and to society as a whole. Visit Webber Academy to know more about this top private school in Calgary.

#3. West Island College – Rating: 9.9 Originally established on the West Island of Montreal, this private preparatory school was founded by Terry D. Davies in 1974. It later formed West Island College of Ottawa in 1980 but shortly closed after its opening. Calgary West Island College has a 30 year proven record of success, leadership, innovation and growth. This Calgary private school offers its unique Class Afloat program, that provides an excellent educational experience to students while sailing around the world. They have sailed to more than 250 ports of call worldwide and more than 700,000 nautical miles, sailing a different route every year. Its motto is “Praestatantiam Consectemur” or “The Pursuit of Excellence”.

#4. Bearspaw Christian School – Rating: 8.9 Bearspaw Christian School - Best Private Schools in Calgary This is a private Christian School that is non-denominational, and offers education from Junior Kindergarten up to Grade 12. With a fast growing student population, Bearspaw Christian School is able to offer one of the lowest tuition fee rates among the private schools in Calgary. This private school has extensive experience with more than 30 years in developing Christ-like character and academic excellence in every student. A top choice of Alberta's Christian families for 10 years running, Bearspaw Christian School's vision statement is, "Teaching Minds... Reaching Hearts...Transforming our World."

#5. Rundle Academy – Rating: 8.8 Rundle Academy - Best Private Schools in Calgary Established in 1995, Rundle Academy is a Calgary private school for students diagnosed with learning disabilities. This private school adopts a strong culture that enhances academic and personal achievement by creating an environment with high standards of care, supervision and respect. Nationally acclaimed as a leader in education for complex learning, Rundle Academy has grown into a premier program for students with learning disabilities. Rundle Academy's mission is to create an engaging, nurturing environment that offers enriched personalized education to equip students for an ever-changing world.

#6. Clear Water Academy – Rating: 8.7 Clear Water Academy - Best Private Schools in Calgary This private school in Calgary was established in 1995, with a mission is to provide the best quality education and produce Integrally Formed Christian leaders, with conviction for truth and commitment to establish a society of Christian values which are not only taught, but also practiced. With the adoption of the Integral Formation® method of education, its students are trained with a balanced educational and spiritual foundation. This private school Calgary educates and molds students to become future leaders needed to change society. Visit Clear Water Academy to learn more about this private school in Calgary.

Read

一月份市场情况--- 30-40万独立屋成交量增加

和预期的一样,2018年第一个月份市场交易和去年差不多 Calgary, Feb. 1, 2018 – 2018年的一月份的交易数据不出所料和过去的三年不差上下。 伴随着新贷款政策缩紧与1月1日正式生效,一月份销售量和去年相差无几,虽然连体房屋交易量上扬,但是并没有完全带动整体市场上扬,因为公管公寓、独立屋产品段成交量下滑。 总体而言,一月份共卖出958单元,比2017年同期多2%,但是比长线均值低11%。房地产局首席经济学家 Ann-Marie Lurie 说:"2018年初贷款利率提高、以及新贷款政策的正式启动,目前还太早看到这些变化给房地产市场带来的影响,至少一月份的情况和去年差不多。“(也就是说,经济的微微改善,和贷款政策的负面影响相抵消??!)"复苏之路还是会有沟有坎的,我们持续密切关注利息变动带给经济发展的影响。" 因为新挂牌量增加、库存可售房源增加,抑制了价格上扬,所以成交量还是相对稳定。整个城市范围内,市场基准价保持在$432,300, 比上个月低0.21 %,比去年一月份低了0.25%。各个产品段价格和上个月12月份比较都降了一点儿,但是公管公寓、独立屋降得更多。 独立屋产品段新挂牌量继续上升、但是50万以上房源成交量下降。不过,30-40万之间的房屋成交量增加(我们就卖掉一套)。这些都是买卖上方需要面对、并且要调整的,因为供需平衡不协调。 "卖方需要密切关注竞争房源的供应情况,以便选择最佳上市时机、合理挂牌价格" 房地产局主席Tom Westcott提到。"而对于买家而言,最好提前拿到pre-approval信函,再加上买家代理的专业建议,购买到称心的新居就指日可待了。

更多卡尔加里房地产资讯,请查看链接。

Read

Calgary Housing Outlook - 2018

THE HOUSING MARKET IS EXPECTED TO CONTINUE MOVING TOWARDS RECOVERY IN 2018, BUT CHALLENGES REMAIN.

Housing market conditions are expected to remain relatively unchanged in 2018, as the impact of higher lending rates and stricter lending criteria are offset by modest improvements in the economic climate. Recent changes may have prolonged the recovery period in our market, but it is not expected to completely derail the transition. The path to recovery is expected to be bumpy, as the market adjusts to a new normal. We are entering 2018 with elevated supply levels and an environment of rising rates paired with stricter lending criteria. However, the improving economy generated modest job growth and net migration last year, with expectations of further improvements into 2018.

The opposing impacts of the changes in the lending environment and economic gains are expected to cause adjustments in demand/supply balances based on price range and product type, creating pockets of over/under supply and generating different paths of price recovery. Overall, it is expected to generate conditions comparable to 2017 and the dynamics within each sector of the market will vary.

Minimal changes in sales activity are expected to be met with easing new listings for some property types, limiting the upward pressure on supply. This should help support more balanced conditions, preventing widespread benchmark price declines. More balanced market conditions will be led by the attached and detached sectors of the market, while the apartment sector will continue to struggle with excess inventory in 2018. Prices will likely continue to face some downward pressure in the apartment sector, with stabilization not expected until the latter portion of the year.

The attached sector may benefit from changes in distribution, as some demand shifts from the detached sector to the attached sector of the market, supporting modest price gains of 0.38 per cent. Easing demand in the detached sector is expected to be met with easing listings, supporting overall stability in pricing.

Please read the full report here.

Read

先卖再买?还是先买再卖?

昨天Melody咨询我要是换房子,先卖后买?还是先买后卖?觉得可以统一发表在这里,大家一并看看。 一, 要看买家是否有能力同时承担两套房子的贷款? 有, 答案就简单了, 因为钱不是问题 。只需要主要考虑便利性、利润最大化。便利性:先买再卖,只需要搬一次家。利润最大化:看市场情况,司机掌控买卖的最佳时机。但是,作为卖家,其中很重要的一点就是要联系好贷款机构,知道针对目前的贷款剩余月份,究竟提前还款的违约金有多少! 没有,办法就开始变得复杂了。

1, 先卖再买: 因为要先卖掉房子,还没有买到房子。所以,要知道市场上大约有了想要购买的房子、或者购买房源相对好找一些。建议,先在市场上看一些中意的房源在挂牌。一般而言,给买家的交房日期在90天以上,因为最初希望给自己充分的时间选择中意的新房子。有些经纪人喜欢给买家看中的房子出offer,中间加上一个条款,我们业内称它为36/48/72 hours clause,我本人一般并不建议这样做,原因有几点- - - 买家总是期待购买的越低越好,但是加上这个clause 不利于讲价,因为卖家pending了这个offer跟没有pending没什么区别;仍然可以继续让买家们看房子、出offer;卖家收到offer以后,就给目前pending的买家通知在36/48/72小时之内回复是否解除卖掉房子的先觉条件。房子要是还没有卖掉、解除不了这个条件,一切就得重来。 优点是:购买时价格可以讲些价; 缺点是:时间紧张,容易因为着急购买、而轻易在90天内出手;搬家怎么办?要靠买家的钱,来交购买的房款,所以要先空房子、收到钱款,再搬进新家。理论上要搬两次家。我目前还没有客户这么折腾过。(我客户是为了不搬两次家,把儿子的信用加进来了,提高了贷款能力。我们先卖掉自住房子,然后买到新房子,搬进新家,最后把自家房子交给买家。) 2, 先买再卖:需要和贷款机构联系好,可以申请Bridge Loan。在卖房子的同时,就可以购买到新房子。但是,细节要和自己的贷款机构提前联系好,因为机构不同,这种短期的贷款利率、天数都有所不同。 优点是:只搬一次家,麻烦少些; 缺点是:新房子是高利贷买到了,但是老房子需要多久才能卖掉呢?这和贷款机构给你的时间息息相关。目前还没有客户这么费劲的,因为贷款能力都够强。还有啊,房子没有卖掉之前,那可是每天交两套房子的贷款啊!卖家究竟能撑多久?

二, 卖相如何?平面布局如何? 上面第一点是主要从贷款能力角度上考虑。从卖相的角度考虑的话,有些卖家家里有孩子,根本没有办法保证每次看房子收拾的妥妥当当的,家里每天玩具到处都是。那么,可能先买再卖卖相会好一些。另外,如果家里家具展示效果一般的话,也可以考虑空置房子卖,就是先买再卖。缺点之一就是, 只是,对于销售空置的房子而言,还是相当有学问的。等一下,看来还得单独讲讲空置房子销售的优缺点。

三, 目前市场表现如何? 不管先卖再买?还是先买再卖?大家都会关心当时市场的情况。如果买卖前后时间出入不大的话,在一个市场就没有太大差别。否则,要看卖房买房的大约价格来看看,卖大房子买小房子?还是卖小房子买大房子?公寓还是独立屋?这些都是考虑买卖的息息相关因素。

Read

SOLD: 1220 Millcrest Rise SW, $349,000

2013 ROOF, 2014 FURNACE & HOT WATER TANK. Nice and clean 2 storey with double detached garage, 3 bedroom home located in a quiet street close to schools, shopping and transit. Very spacious interior and nice layout with family room, living room, dining room, kitchen and a half bath on main floor. Features include laminate flooring with neutral decor, some vinyl windows and newer fridge and stove. Spacious kitchen with eating area overlooking family room with a cozy WOOD BURNING FIRE PLACE. Also there is a side door as well as a sliding patio door on the main floor. Upper level includes the master bedroom with walk in closet plus 2 more good sized bedrooms and a 4pc bath. INVESTOR & FIRST TIME HOME buyer alert!

Read

烟雾警报器的重要性

正值冬天,家里的取暖系统应该早就启动了,各样的取暖设备纷纷出炉。这时,确认家里的烟雾警报器运作无误是非常重要的,烟雾报警器是防止家庭发生火灾的重要防御措施。 全国消防协会的统计数据显示,近三分之二的家庭火灾死亡事故发生在没有装烟雾探测器或是烟雾探测器无法工作或没电池的情况下。大多数建筑法规都要求在所有住宅结构中安装烟雾探测器,减少与火灾和烟雾有关的死亡人数。房主应向当地公共安全办公室或消防部门查询有关这些要求的具体信息。 居家房屋,烟雾警报器安装的位置是最关键的!烟雾报警器应该安装在每间卧室,每个睡眠区域之外,以及家中的每一层楼。 警报器应该安装在高处的墙上或天花板上。安装警报器时必须切实按照制造商的安装说明进行安装,以确保烟雾报警器能正常使用。有的挑高的房子,天花板很高,顶部会有死角的空间;在这些情况下,烟雾警报器必须放置在距离天花板4英寸的位置,但不能距离天花板超过3英尺的位置,否则警报器侦测不到,容易失去灭火或逃跑的先机。

如果要安装在靠近厨房的区域,可以使用带有"安静按钮"的检测器,可以用来消除烹饪烟雾或蒸汽触发的滋扰警报声。或者,考虑在厨房附近安装光电警报器,这不会由于烹饪而不停的触发警报。不管使用哪种类型的电源,切勿卸下本机的电池以免警报器误判或没发出警报声。 烟雾报警技术主要有两种:电离和光电。根据美国国家消防协会的报告,电离警报对火焰响应更为敏感,而光电警报对闷燃火灾更敏感。为了获得最全面的保护,应该同时安装这两种警报器,或是安装二合一的警报器。 警报器安装以后,也不能放任不管,还是要勤快的每个月测试一下每个警报器是否有正常工作。例如,在每月的第一天或最后一天在日程表中提醒一下自己,这是很有帮助的。每个警报器上都有一个测试按钮,按下的时候会发出一两声警报。任何不能响的警报器都应该更换电池。如果测试按钮出现故障,请立即更换整个警报器。 每年至少更换一次电池。按照通常的经验法则,更换的时间最好是在秋季或春季转换为夏令时间或从夏令时改回正常时。请记住,虽然有些警报器现在用可以使用10年以上的锂电池,无需使用新电池,但是设备本身仍然有一定寿命的,所以,必须在规定的使用寿命到期时更换。 如果报警装置连接到家庭的电气系统,请确保它们相互连线正常,以保证警报功能效果无误。连线式的警报器的好处是如果触发了一个报警器,其他所有警报器也会连动响起。但建议安装警报器,不论是否是连线式的,都应该由持有执照的电工安装,以确保安全及运行正常。

更多卡尔加里房地产资讯,请查看链接。

Read

新压力测试如何影响你能拿到的贷款?

明年1月1日开始,新的房贷压力测试就要开始执行了,如果你现在还不清楚这是怎么一回事的话,那么现在有必要了解一下了,尤其是潜在买家以及准备更新贷的人,这个新规可能会影响你的决定。 新压力测试影响范围: 首付超20%贷款者 最早的压力测试是在2016年10月,当时加拿大金融机构监管局(TheOffice of the Superintendent of Financial Institution﹐OSFI)发布规定,要求首付不足20%需购买房屋保险的购房者通过压力测试。根据加拿大的金融法规,首付不到房价20%的按揭贷款必须购买保险。购房者在申请房贷时必须按照加拿大央行规定的五年期固定利率来接受测试,而不是银行给予的优惠利率。买家通不过测试的话,其贷款申请就会被银行拒绝。 明年开始,OSFI要求各大银行执行更加严厉的房贷压力测试。首付超过20%无需购买保险的人也要进行压力测试。另外,已有房屋但首付超20%需要更新贷款的人也受影响。 新规要求,贷款机构按照加拿大央行公布的五年期利率(现为4.99%),或合同利率基础上再追加2%的较高者来审批首付超过20%的贷款。这意味着如果约定的合同利率是3.34%(您为抵押贷款支付的利息率),那么购房者将以5.34%的利率接受测试。

购买力将大大减少 购房者先要清楚银行的挂牌利率(posted rate)和折扣利率(discounted rates)之间的差异。当您看到的利率显示2.99%、3.14%等,这些是折扣利率。挂牌利率是加拿大银行在向公众提供利率折扣之前设定的利率,目前的挂牌利率是4.99%。 也就是说,明年开始,如果您打算买房首付超过20%,或者之前买过房但现在需要更新贷款,那么银行的评估标准就变了,购房者仍然可以根据合同规定的利率每月还款,但同样的收入条件下,能借到的钱就少了。 举例来说,假设一个家庭收入12万元,首付20%,五年固定利率3.34%,按25年平均摊销。根据目前的规定,这个家庭有资格获得68万元的抵押贷款,加上20%的首付款17万元,能买到价格为85万元的房子。 不过,在2018年1月新规生效后,根据5.34%的利率进行压力测试,同一家庭只能够买到价值为75万元的房屋。他们的购买力减少了10万元。他们能买到的房子类型和位置都将有很大不同。 加拿大央行此前表示,新房屋按揭贷款压力测试将会使10%准购房者失去购房资格,更会影响150亿美元的新贷款。根据道明债券评级公司(Dominion BondRating Service,DBRS)的数据,加拿大目前有46%的按揭贷款业主属于首付20%以上,不需要购买房贷保险。

预先批准有用吗? 很多人会想,既然新规明年才实行,那么可否申请预先批准贷款,锁定90天-120天的利率? 需要注意的一点是,"预先批准"的利率或锁定的利率与购房者拿到的"最终批准"利率是不同的,银行一般都还要再核证申请人信贷、收入及债务状况没有变坏,才会同意最后的放款。如果最终批准要到明年元旦以后才能完成,那么还是会受限于新的规定。 而且,监管部门鼓励贷款商收到指引之后尽快实施新例,所以不排除贷款机构有提早执行的可能性。新压力测试最后指引是于10月17日发出,此日期之前已经签署的贷款申请不会受影响。但10月17日之后至1月1日前才办理的申请或预审,则可能需要符合新测试的要求,实际情况视乎有关贷款公司而定。 也就是说,目前房贷商在处理房贷申请或预审方面,已可能采用新的标准来计算还款能力,导致批出的贷款额明显减少。 如果购房者不得不将接受新的压力测试,那么最好重新做购房规划,或是增加首付,或是在预算内重现选择房子,或降低房屋大小,或改变选房位置等,必要的话可以向专业的贷款经纪咨询,确保在新规下做出最适合自己的变化。

Read

2017年最后一个月市场走势

买卖双方的故事: 二手房各个产品段在12月份交易量都增加了,是连续第二个月份成交量和长线均值持平。然而,新挂牌房源数量也同样增加,使得市场上的总体库存可售房源仍然保持以往的12月份市场情况。因为供给仍然多余需求,所以市场基准价是连续的五个月份下滑! "很多经济因素显示市场条件在持续改善,包括交易量增加。然而,需求的增加还不足以超过源源不断的新上市房源,从而改变房地产市场”。房地产局首席经济学家Ann-Marie Lurie说到:“基于上述原因,房地产市场价格回调之路还是有波波坎坎的,不过价格还是比去年表现要好”! 独立屋市场的供需平衡在2017年的上半年达到均衡,同时支撑了最初的价格回调。随着价格小幅上扬,很多原本延缓销售的房主入市,结果导致房源供给又增加,价格上不去了。

总体来说,2017年独立屋市场基准价平均值保持在$504,867,比2016年高出 0.63%。 而公管公寓市场,因为二手房公寓供给增加,市场持续面临挑战。同时,开发商又推出新公寓楼盘、租赁市场低价格又比较有吸引力,这些侧面因素都影响着公寓市场的改善。攻击过度导致2017年公寓市场基准价平均值比前一年降低了4%,比2015年初经济衰退之前降低了近12%。 连体房房源在2017年上半年显示了销售量/成交量比之间的改善,从而支撑价格在第二、三季度的强劲走高。然而,卖方们赶快上市,供给增加,价格又涨不动了。连体房2017年市场基准价收在 $332,325, 保持了前一年的水平。 "过去一年,我们看到买家数量增加,尤其是在看到市场已经慢慢复苏以后。同时,也有很多卖家在看到市场改善以后挂牌, CREB® 房地产局主席David P. Brown讲到”。 "那些出手的几乎依据家里的长线计划、权衡目前的生活方式,做出了最佳决定。2017年最后一个季度收尾还是比较强劲的。但是库存可售房源数量还是太多,抑制价格走高。全年表现还是和预计的差不多,大部分房地产产品价格先下降,然后保持平稳。"

更多卡尔加里房地产资讯,请查看链接。

Read
Data is supplied by Pillar 9™ MLS® System. Pillar 9™ is the owner of the copyright in its MLS®System. Data is deemed reliable but is not guaranteed accurate by Pillar 9™.
The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.